Privacy Policy

Patrick Dunn ("I," "we," "us," or "our") is a Certified Financial Planner and licensed insurance advisor serving clients in Nova Scotia. We respect your privacy and we're committed to protecting the personal information you share with us. This Privacy Policy explains what we collect, why, how we use and protect it, and the choices you have. It applies to this website, the booking calendars and the forms on it, including our Facebook and Instagram lead forms.

We handle personal information in line with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA), which applies to private businesses in Nova Scotia, and Canada's Anti-Spam Legislation (CASL).

1. Information we collect

When you book a call, fill out a form or contact us, we may collect:

• Contact details you give us, such as your name, phone number and email address.
• Information about your situation that you choose to share, such as your work, your business, your income range and the coverage you're interested in, so we can prepare for our call.
• Technical and usage data, such as your IP address, browser, device and how you use the site, collected through cookies and similar tools.
• Marketing source data, such as the ad or link that brought you here, so we know which of our ads are working.

2. How we use your information

• To book, confirm and remind you about your call.
• To prepare for the call and show you your options and what they would cost.
• To contact you by phone, text message or email about your request, as you agreed to when you booked or submitted a form.
• To answer your questions and look after you as a client.
• To improve this website and our advertising.
• To meet our legal, regulatory and insurance industry obligations.

3. Consent

When you book a call or submit a form, you agree to be contacted by Patrick Dunn by phone, text and email about your request and related insurance products. Message and data rates may apply, and how often we text depends on your request. You can withdraw your consent at any time (see Your choices below). Withdrawing consent may limit what we can do for you.

4. How we share your information

We do not sell your personal information. We only share it when it's needed to do what you asked, including with:

• Insurance companies whose products you ask us to quote, when that's needed to get a quote or put coverage in place.
• Service providers that help us run our business, such as our scheduling, client management, hosting, email and analytics tools. They have to protect your information and can only use it to provide their service to us.
• Authorities or regulators, when the law requires it or to protect our legal rights.

Text messages: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging opt-in data and consent will not be shared with any third parties.

5. Cookies and tracking

This site uses cookies and similar tools, including the Meta Pixel, to make the site work, measure how it performs and understand how our ads perform. You can control cookies in your browser settings. Turning some off may affect how the site works.

6. How long we keep it

We keep your personal information only as long as we need it for the reasons in this policy, for our business records and to meet legal and regulatory requirements. After that, we take reasonable steps to delete it securely or make it anonymous.

7. How we protect it

We use reasonable administrative, technical and physical safeguards to protect your personal information against loss, theft and unauthorized access, use or disclosure. No method of sending or storing data is completely secure, but we work to keep yours safe.

8. Your choices

Subject to the law, you can:

• Ask to see the personal information we have about you, and ask us to correct it if it's wrong.
• Withdraw your consent and ask us to stop contacting you, by replying STOP to a text, using the unsubscribe link in an email, or contacting us directly.
• Ask us to delete your personal information, subject to our legal and regulatory obligations.

To make any of these requests, or if you have questions about how your information is handled, email us at the address below. We'll answer within a reasonable time.

9. Changes to this policy

We may update this Privacy Policy from time to time. When we do, we'll change the "last updated" date at the top of this page. If you keep using the site after changes are posted, you accept the updated policy.

10. Contact

Patrick Dunn, CFP®
Certified Financial Planner and licensed insurance advisor in Nova Scotia
Email: patrick@patrickdunncfp.ca